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Is The Saudi National Bank Sharia-compliant?

❌ Doesn't meet the criteria

Our automated screen of available data — not a fatwa or recommendation; confirm with your own scholar. Methodology

1180.SR · Compliance score: 0/100 · AAOIFI 21
✓ Verified — corroborated by 2+ sources
  • Core business is non-permissible: conventional banking.
  • debt ratio is 108%, above the 30% limit.
  • cash ratio is 36%, above the 30% limit.

AAOIFI financial ratios

Debt vs market cap 108.3%
limit 30%
Cash + securities vs market cap 36.4%
limit 30%

In plain English

  • ❌ Debt vs market cap is 108.3% — over the 30% limit
  • ❌ Cash + securities vs market cap is 36.4% — over the 30% limit

✓ = comfortably under the AAOIFI limit · ⚠️ = a financial ratio is approaching its AAOIFI limit (early warning) · ❌ = over the AAOIFI limit

⏱️ This is a point-in-time verdict
🗓️ Checked
Compliance can change over time as a company's debt and income change. Re-check periodically.

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