Is Apple Inc. Sharia-compliant?
✅ Passes our AAOIFI screen
Our automated screen of available data — not a fatwa or recommendation; confirm with your own scholar. Methodology
AAPL · Compliance score: 87/100 · AAOIFI 21
✓ Verified — corroborated by 2+ sources
✓ Also held by Sharia-screened fund(s): SPUS, HLAL, AMAGX
- Passes our screen: business is permissible and all computable financial ratios pass.
- Note: non-permissible (interest) income wasn't available from free data, so the 5% income-purity rule could not be independently verified here — confirm with your own scholar.
- Independently corroborated: also held by Sharia-screened fund(s) SPUS, HLAL, AMAGX, which apply scholar-supervised AAOIFI screening (including the income rule).
AAOIFI financial ratios
Debt vs market cap
2.0%
limit 30%
Cash + securities vs market cap
1.2%
limit 30%
In plain English
- ✓ Debt vs market cap is 2.0% — under the 30% limit
- ✓ Cash + securities vs market cap is 1.2% — under the 30% limit
✓ = comfortably under the AAOIFI limit · ⚠️ = a financial ratio is approaching its AAOIFI limit (early warning) · ❌ = over the AAOIFI limit
⏱️
This is a point-in-time verdict
🗓️
Checked
Compliance can change over time as a company's debt and income change. Re-check periodically.
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