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Is Mastercard Incorporated Sharia-compliant?

❌ Doesn't meet the criteria

Our automated screen of available data — not a fatwa or recommendation; confirm with your own scholar. Methodology

MA · Compliance score: 0/100 · AAOIFI 21
✓ Verified — corroborated by 2+ sources
  • Core business is non-permissible: conventional banking.

AAOIFI financial ratios

Debt vs market cap 4.5%
limit 30%
Cash + securities vs market cap 2.6%
limit 30%
Impure income vs market cap 0.1%
limit 5%

In plain English

  • ✓ Debt vs market cap is 4.5% — under the 30% limit
  • ✓ Cash + securities vs market cap is 2.6% — under the 30% limit
  • ✓ Impure income vs market cap is 0.1% — under the 5% limit

✓ = comfortably under the AAOIFI limit · ⚠️ = a financial ratio is approaching its AAOIFI limit (early warning) · ❌ = over the AAOIFI limit

🧮 Dividend purification
≈ 15.0% of any dividend should be given away (purified) — this is the estimated impure/interest portion.
Estimate only. Multiply by the dividend you actually received to get the amount to purify.
⏱️ This is a point-in-time verdict
🗓️ Checked
Compliance can change over time as a company's debt and income change. Re-check periodically.

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