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Is SAP SE Sharia-compliant?

Can't confirm — we don't guess

Our automated screen of available data — not a fatwa or recommendation; confirm with your own scholar. Methodology

SAP · Compliance score: 50/100 · AAOIFI 21
Needs review — incomplete data
  • Financials are reported in EUR but the market cap is in USD; ratios need a currency conversion we don't do on free data, so compliance can't be confirmed here. Try the primary (home-market) listing.

AAOIFI financial ratios

Impure income vs market cap 1.1%
limit 5%

In plain English

  • Impure income vs market cap is 1.1% — under the 5% limit

✓ = comfortably under the AAOIFI limit · ⚠️ = a financial ratio is approaching its AAOIFI limit (early warning) · ❌ = over the AAOIFI limit

🧮 Dividend purification
≈ 115.0% of any dividend should be given away (purified) — this is the estimated impure/interest portion.
Estimate only. Multiply by the dividend you actually received to get the amount to purify.
⏱️ This is a point-in-time verdict
🗓️ Checked
Compliance can change over time as a company's debt and income change. Re-check periodically.

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❓ Why this verdict? See the methodology & disclaimer

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