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Is UnitedHealth Group Incorporated Sharia-compliant?

✅ Passes our AAOIFI screen

Our automated screen of available data — not a fatwa or recommendation; confirm with your own scholar. Methodology

UNH · Compliance score: 75/100 · AAOIFI 21
Income-purity rule not independently verified — confirm with your scholar
⚠️ Early warning: close to the limit
  • One ratio is moderately close to its limit — worth watching.
  • Passes our screen: business is permissible and all computable financial ratios pass.
  • Note: non-permissible (interest) income wasn't available from free data, so the 5% income-purity rule could not be independently verified here — confirm with your own scholar.

AAOIFI financial ratios

Debt vs market cap 22.4%
limit 30%
Cash + securities vs market cap 8.1%
limit 30%

In plain English

  • ✓ Debt vs market cap is 22.4% — under the 30% limit
  • ✓ Cash + securities vs market cap is 8.1% — under the 30% limit

✓ = comfortably under the AAOIFI limit · ⚠️ = a financial ratio is approaching its AAOIFI limit (early warning) · ❌ = over the AAOIFI limit

⏱️ This is a point-in-time verdict
🗓️ Checked
Compliance can change over time as a company's debt and income change. Re-check periodically.

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❓ Why this verdict? See the methodology & disclaimer

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